Our personalized lending process ensures tailors your mortgage to best fit your needs.
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We work with each person to go over your own goals, now and in 20 years. This way we are able to tailor a solution that fits your needs and goals. We give you various loan options to help you pick the correct one.
Moving can be a stressful process, our goal is to make sure getting a loan is not stressful. We do this by being available 24/7 so you always have a direct line to your loan officer to answer questions.
We work with numerous lenders, not just one. Because of this we are able to shop around for you to find the best rate possible at the cheapest price.
We do not charge any fees to borrowers for using us. Any fees that you pay are to the lender directly, we are transparent and upfront of any fees you'll be charged.
Once you get in all of the necessary documents and we have a plan in place, we will issue you a certified pre-approval letter to show sellers and listing agents that you are qualified and ready to go.
Come into our office or chat with us on the phone so we can discuss your goals and current situation. We will then put together a specific plan so that you can accomplish your goals.
Once your agent has negotiated an accepted contract, they will open escrow and we will begin our loan process that includes ordering the appraisal and submitting your file to underwriting.
This is the best part! Once the underwriter clears your file for closing, the ledner will fund the loan and you will close on your dream home.
Take your pre-approval letter and go out shopping for you dream home with your agent and start making offers!
We will go over your goals with you and analyze the current market to provide you with a few options.
Send us over your current mortgage statement and we will be able to tell you if we can save you money or not.
“The team at Level One Financial are very dedicated to each of their clients’ specific needs. The purchase of our home was not a “cookie cutter deal” and they were a key component in making sure everything went as planned.” - K.J, Client
Scott Hanson is one of the founding of hosts of the "Our Two Cents" podcast where the hosts give advice on finance, real estate, investing, insurance, taxes and the law. The show also features interviews with local business owners.
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Scott is regularly asked by the hosts of the "Money Wise Guys" radio show to come on the show educate their listeners on mortgages and real estate in general.
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1620 Mill Rock Way #100
Bakersfield, CA 93311
DRE#01857721
NMLS#1822072