Once you get in all of the necessary documents and we have a plan in place, we will issue you a certified pre-approval letter to show sellers and listing agents that you are qualified and ready to go.
Come into our office or chat with us on the phone so we can discuss your goals and current situation. We will then put together a specific plan so that you can accomplish your goals.
Once your agent has negotiated an accepted contract, they will open escrow and we will begin our loan process that includes ordering the appraisal and submitting your file to underwriting.
This is the best part! Once the underwriter clears your file for closing, the ledner will fund the loan and you will close on your dream home.
Take your pre-approval letter and go out shopping for you dream home with your agent and start making offers!